The depth of
a post-close audit.
The speed of
a pre-close check.
Every file. One flat fee.
Verification of Mortgage File
File must be cleared by this date to maintain rate-lock and closing schedule. Verification valid through close.
JumboSelect Non-QMOne file. Thirty minutes.
Every applicable check.
What a verification does to a single file. Every document processed, every fact cross-referenced, 170 applicable checks. Same standard, every time.
The shape of a defensible record.
What an auditor expects to see. Present by default. Watch the record take itself apart.
FL-VRF-000-0842-8812Every finding cites a rule.
Each citation carries its effective date, the rule as it existed when the loan was decisioned. What an examiner expects.
Every finding cites its evidence.
A defensible chain from guideline to rule to finding to the specific documents and fields that support it.
Every disposition is named.
Human-signed by an officer of the lender, with title, employee ID, and timestamp. Together, finding and disposition form the record.
Every record is sealed at issuance.
SHA-256 hashed at issuance and stored with the audit trail. Retrievable for the full retention window.
Send us ten files.
Free. No commitments. Decide from there.
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