For lenders
Flightline reviews the file at the two points where a finding still changes the outcome: before capital is committed, and before an investor, insurer or auditor finds it.
Open findingIncome · Qualifying income
Qualifying income is overstated.
Prefunding QC reads the file while the loan can still be conditioned, cured or stopped. Post-closing QC tests it before the file leaves your hands for good. Use Flightline at either, or both.
Before capital is committed.
The file, read before the loan funds. A finding here can still condition, cure or stop the loan, which is the only point at which a defect costs nothing but time.
Before an investor, insurer or auditor finds it.
The file as delivered, tested against the agency, investor and program requirements that applied on the day it closed. What an investor, insurer or auditor would find, you find first, with time to respond.
The findings your team verifies on each loan become the reporting the program owes leadership, investors and auditors, without anyone rebuilding them in a spreadsheet.
Monthly QC report · September| Channel | Income | Assets | Credit | Appraisal |
|---|---|---|---|---|
| Retail | 1 | 0 | 1 | 0 |
| Wholesale | 2 | 6 | 1 | 0 |
| Correspondent | 1 | 1 | 3 | 1 |
Corrective action · Wholesale · Assets
Bank statements not footed on 6 of 24 loans reviewed. Owner: Wholesale operations. Follow-up review in 60 days.A defect that funds becomes a repurchase request, an insurance rescission or an audit finding, each more expensive than the fix would have been. The earlier it is found, the more of the outcome you still control.
What leadership and investors ask, and where the answer is
Illustrative file. Names, pages and amounts are fictional.
The fastest way to judge Flightline is on a loan your team already knows. We’ll show you what it finds, and you decide whether it holds.
